Peggy Karolak

Welcome to the Peggy Karolak State Farm Agent office in Wellington, Ohio. Since 2003, I've had the privilege of supporting individuals and families with their insurance needs. Our office serves customers across the state, including LaGrange, Sullivan, Spencer, Oberlin, New London, and Vermilion. We also welcome Good Neighbors in Lorain, Ashland, Medina, and Huron counties from our Wellington and Amherst locations, and we’re happy to connect virtually if that’s more convenient.

🍂🎃 October is here, and it’s not just about pumpkin spice and spooky fun — it’s also a great time to think about your insurance! Did you know October is National Cybersecurity Awareness Month AND Fire Prevention Month? 🔐🔥 That means it’s the perfect moment to review your insurance coverage and make sure you and your loved ones are protected from unexpected risks. Don’t wait for a scare to realize you need better coverage. This October, be proactive and prepared! Swing by our office or call to schedule an appointment. Can't make it in person? Ask about our Virtual meeting options instead!

Here’s why October is the perfect month to stop by our office or give us a call: ✅ Review your home insurance to protect against fire damage — fires can happen when you least expect! ✅ Update your auto policy before the winter months roll in — get ready for those tricky fall and winter roads. Don’t wait for a scare to realize you need better coverage. This October, be proactive and prepared! Swing by our office or call to schedule an appointment. Can't make it in person? Ask about our virtual meeting options instead!

If you’re considering how to support your loved ones long-term, we offer Life Insurance options that can help you prepare for the future. We’re available to explain what’s offered and how these options may fit your family’s needs, whatever stage of life you’re in.

Born and raised in Lorain and a graduate of the University of Toledo, I feel deeply connected to this community. My husband and I have been married since 1998, and our son is entering his senior year at Bowling Green State University. Outside the office, I enjoy boating, traveling, playing pickleball, and spending time on the golf course. We look forward to helping you move forward with coverage that suits your situation.