Insurance in and around Amherst
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Celebrating 100 Years Of Good Neighboring
Help protect what's important to you - your family, belongings, etc. - with the terrific insurance that State Farm offers. Agent Peggy Karolak can help you create a Personalized Price Plan® that's right for you. And don't forget to ask about the safe driving rewards, bundling options and discounts!
Need insurance? We got you.
Cover what's most important

We’re There When You Need Us Most
But your automobile is just one of the many insurance products where State Farm and Peggy Karolak can help. House, condo, or apartment, if it’s your home, it deserves State Farm protection. And for the unexpected. Securing your family’s financial future can be a major concern. Let us ease that burden. With a range of products, cost structures, and unmatched financial strength, State Farm Life Insurance is a smart choice and a great value.
Simple Insights®
Health insurance during and following COVID-19
Health insurance during and following COVID-19
Does insurance cover COVID testing? We break down health insurance during the COVID-19 pandemic and discuss your coverage options.
What to do when you hit a deer
What to do when you hit a deer
Even if you're vigilant, auto-deer collisions can happen. Learn what to do next.

Peggy Karolak
State Farm® Insurance AgentSimple Insights®
Health insurance during and following COVID-19
Health insurance during and following COVID-19
Does insurance cover COVID testing? We break down health insurance during the COVID-19 pandemic and discuss your coverage options.
What to do when you hit a deer
What to do when you hit a deer
Even if you're vigilant, auto-deer collisions can happen. Learn what to do next.